Horizn Budget Planner
Your budget.
Your device.
Nobody else’s.
Horizn is a personal budget planner that works fully offline. No account, no cloud, no tracking — your financial data stays encrypted on your phone.
Coming soon to the app store
Features
What each plan includes
FreePro
The free plan has no time limit and no data caps — it is the full app, not a trial.
Basics
- in the free plan: Monthly budget & transactions
- in the free plan: Statistics & month history
- in the free plan: Reminders, alerts & Signals
- in the free plan: Achievements & budget protocols
- Pro only: Unlimited budgets (missions)
Planning & budgets
- in the free plan: Spending plan (10 items free)
- in the free plan: Cost forecast
- Pro only: Category budgets
- Pro only: Budget transfers & funding
Goals & wealth
- in the free plan: Emergency fund (safety cushion)
- in the free plan: Financial health score (0–100)
- Pro only: Goals & investments with contributions
- Pro only: Debts, installments & overpayments
- Pro only: Net worth & round-ups
Projects & business
- Pro only: Project costs
- Pro only: Business costs & deductions
- Pro only: Obligation schedules: VAT, social security, installments
Transactions & import
- in the free plan: CSV import & recurring detection
- in the free plan: Search, filters & exploration
- Pro only: mBank, PKO BP, ING, Santander
- Pro only: Attachments, splits, currencies
- Pro only: Custom categories & field layout
Privacy & security
- in the free plan: PIN & Face ID lock
- in the free plan: Offline data, AES-256 encrypted
- in the free plan: Delete all data in one action
Everything marked is free forever — no trial, no caps.
| Feature | Free | Pro |
|---|---|---|
| Basics | ||
| Monthly budget & transactions | included | included |
| Transaction statuses: planned, pending, paid | included | included |
| Statistics & month history | included | included |
| Reminders & budget alerts | included | included |
| Signals — proactive insights | included | included |
| Achievements & budget protocols | included | included |
| Light/dark theme, English & Polish | included | included |
| Number of budgets (missions) | 1 | unlimited |
| Planning & budgets | ||
| Spending plan: recurring, one-offs & wishlist | 10 items | unlimited |
| Cost forecast for upcoming periods | included | included |
| Category budgets | not available | included |
| Budget transfers & funding | not available | included |
| Goals & wealth | ||
| Emergency fund (safety cushion) | included | included |
| Financial health score (0–100) | included | included |
| Goals & investments with automatic contributions | not available | included |
| Debts: installments & overpayments | not available | included |
| Net worth | not available | included |
| Round-ups towards goals | not available | included |
| Projects & business | ||
| Project costs | not available | included |
| Business costs & deductions | not available | included |
| Project obligation schedules: VAT, social security, installments | not available | included |
| Transactions & import | ||
| Import from a CSV file | included | included |
| Recurring payment detection | included | included |
| Search, filters & data exploration | included | included |
| Imports from mBank, PKO BP, ING, Santander | not available | included |
| Attachments, splitting & currency conversion | not available | included |
| Custom categories & field layout | not available | included |
| Privacy & security | ||
| PIN & Face ID lock | included | included |
| Offline data, AES-256 encrypted | included | included |
| Delete all data in one action | included | included |
Privacy
Offline is not a feature.
It’s the architecture.
There is no Horizn server. There is no Horizn account. Your data physically cannot leak from infrastructure that doesn’t exist.
- Encrypted on deviceAES-256, key stored in the iOS Keychain.
- No analytics, no adsWe don’t monitor what you enter in the app.
- Backed up by iOSYour device backup (e.g. iCloud) carries your data to a new phone.
- Delete everything, anytimeOne action wipes all data, the PIN and the encryption key.